I know these sort of questions get asked a lot so i'm not going to keep you, just a straight answer to my few questions will do.

What programmer would you recommend me buying? (not after a heavy budget one)
What programmer will be able to program cards than can then be used for viaccess 3.0?
What blank card will i need to be looking at purchasing, or is they a card out that will cover many encryption formats that i can buy?